1) Determine how much house you can afford.
The process of purchasing a home can be expedited by obtaining a Pre-Qualification letter from a lender.
By submitting this letter with your offer, you are placed in a stronger position relative to other offers because the selling process will be expedited.
No down payment?
Ask a relative, friend or employer if they can assist you in obtaining a down payment amount.
If you have not owned a home is the past three years or you are a first time home-buyer, you may qualify for a low down or a ZERO down loan.
- 100% Financing
- No Monthly Mortgage Insurance(MI)
- Low Mortgage Interest Rates
- Low Closing Costs
- Zero Down Payment.
- Easy Credit Qualifying
- Never a pre-payment penalty
2) Search our list of homes for sale
Factors to be considered:
- Quality of schools
- Neighborhood you love
- Areas of increasing value
- Low crime area.
3) Choose the best home that you can buy
If pre-owned, plan to get it inspected.
